Occasionally, American Express sends out targeted offers to upgrade a card on user accounts or by mail. Just keep in mind that Amex has strict rules when it comes to the cards you are allowed to switch between, and the issuer’s once-per-lifetime rule for introductory offers can be a deterrent. ![]() When you upgrade or downgrade your card with American Express, you’ll preserve your account history and prevent a hard pull to your credit while finding a card that better matches your spending habits. Instead, you might want to consider opting for a product change. Doing so can have negative effects on your credit score, as it can interfere with your credit utilization in addition to the hard pull caused by a new card application. No matter the case, you might not have to cancel your current card and open a new one to make it work for you. Or maybe you signed up for a card with no annual fee, but soon realized you spend enough to get better rewards from a card that charges a fee. Amex offerings are diverse, ranging from no-annual-fee to luxury travel cards.īut what do you do if the American Express card in your wallet no longer meets your needs? Maybe you signed up for a premium card for the travel benefits, but now don’t travel enough to get the full value from them. ![]() Note: Some of the offers below are no longer available and may be out of date.Īmerican Express is well known for its wide range of competitive credit cards and charge cards, many of which offer some of the best rewards rates and additional benefits on the market.
0 Comments
Leave a Reply. |